Managing Change in Business Financing: A Worrisome Trend for SMEs’ Performance. International Journal of Management, Knowledge and Learning, [S. l.], v. 15, n. 1, 2026. DOI: 10.53615/2232-5697.15.42-58. Disponível em: https://toknowpress.net/submission/index.php/ijmkl/article/view/231.. Acesso em: 10 jan. 2026.