Point-Of-Sale (POS) Adoption in Nigeria: An Analysis of Users’ Behavioural Patterns Through the Lens of the Technology Adoption Model. International Journal of Management, Knowledge and Learning, [S. l.], v. 15, n. 2, 2026. DOI: 10.53615/2232-5697.15.311-324. Disponível em: https://toknowpress.net/submission/index.php/ijmkl/article/view/260.. Acesso em: 7 sep. 2026.